Cheque Bounce

The Cheque you deposited in your account has bounced and you have no other recourse? We can  guide you step by step.
When a cheque is dishonoured, the drawee bank immediately issues a ‘Cheque Return Memo’ to the banker of the payee mentioning the reason for non-payment. The holder or payee can resubmit the cheque within three months of the date on it, if he believes it will be honoured the second time. However, if the cheque issuer fails to make a payment, then the payee has the right to prosecute the drawer legally.
You can now legally sue the issuing party towards the discharge of debt or any other related liability.
According to Section 138 of the Negotiable Instruments Act, 1881, the dishonour of cheque is a criminal offence and is punishable by imprisonment up to two years or with monetary penalty or with both. 

Conditions for prosecution 

Legally, certain conditions have to be fulfilled in order to use the provisions of Section 138. 

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